Analysis, model portfolios, mistakes, and case studies. Work through each module and open every topic for a plain-language explanation of the concept and its practical investment relevance.
4
Modules
32
Explained topics
20–23
Module range
Level curriculum
Explanations focus on meaning, mechanics, investor relevance, and the limitations that should be considered before applying a concept.
Hands-on exercises: analyze fund factsheets, perform side-by-side fund comparisons, evaluate sector weights, and test rolling returns.
This exercise reads the mandate, benchmark, returns, risk statistics, portfolio, costs, and commentary together instead of treating the return table as the whole analysis.
Read full lessonA fair comparison first confirms that both funds share a comparable category and mandate, then evaluates process, holdings, risk, consistency, costs, and portfolio fit.
Read full lessonHoldings analysis examines what the fund actually owns, including top positions, valuation, quality, liquidity, turnover, and changes over time.
Read full lessonSector analysis compares weights with the benchmark and peer group to identify deliberate bets, hidden concentration, and sensitivity to economic cycles.
Read full lessonThis exercise calculates repeated holding-period returns to assess consistency, downside windows, median outcomes, and dependence on one start date.
Read full lessonRisk assessment combines volatility, drawdown, downside measures, beta, concentration, and category-specific risks instead of relying on one ratio.
Read full lessonThis practical comparison uses a relevant benchmark and consistent periods to assess return, risk, style, and tracking after costs.
Read full lessonManager evaluation examines process, decisions, attribution, mandate adherence, team support, tenure, and behaviour across full market cycles.
Read full lessonConstruct tailored model portfolios for Conservative, Moderate, Aggressive profiles, and milestone targets (₹10L, ₹50L, ₹1 Cr).
A beginner model prioritises simplicity, broad diversification, understandable funds, adequate liquidity, and a review process the investor can follow.
Read full lessonA conservative model emphasises capital stability and liquidity while accepting that low volatility does not eliminate credit, rate, or inflation risk.
Read full lessonA moderate model balances growth and stability through diversified equity and high-quality debt aligned with a medium-to-long horizon.
Read full lessonAn aggressive model carries substantial growth-asset exposure and requires a long horizon, strong capacity for loss, and tolerance for deep drawdowns.
Read full lessonA retirement model combines near-term spending reserves with income and growth assets to manage inflation, longevity, and sequence-of-returns risk.
Read full lessonAn education model aligns investments to fixed payment dates and progressively reduces risk as each tuition requirement approaches.
Read full lessonA passive model uses index-tracking funds as core holdings, focusing on asset allocation, index choice, tracking quality, costs, and disciplined rebalancing.
Read full lessonThis blueprint demonstrates how to allocate a ₹10 lakh corpus by goal and risk without letting the number of available funds create unnecessary complexity.
Read full lessonThis blueprint shows how a larger corpus can be separated into goal buckets while controlling overlap, tax, liquidity, and concentration.
Read full lessonThis blueprint treats ₹1 crore as a collection of goal liabilities rather than a status number, with explicit allocation, implementation, and review rules.
Read full lessonAvoid cost-prohibitive pitfalls: past-return chasing, over-diversification, panic selling, excessive switching, and unaligned goals.
Buying recent winners assumes a temporary period will repeat and often leads to entering after valuations, style exposure, or risk have already changed.
Read full lessonOwning many funds can duplicate the same holdings, dilute conviction, increase monitoring, and create index-like exposure at higher complexity.
Read full lessonFund selection cannot compensate for an unsuitable equity, debt, and cash mix. Allocation should be decided before choosing individual schemes.
Read full lessonPanic selling converts a temporary decline into a realised outcome and can derail long-term goals. Emergency reserves and preset review rules help prevent it.
Read full lessonMarket timing requires correctly deciding when to exit and when to return. Missing a small number of strong recovery days can materially affect outcomes.
Read full lessonExpense ratios, spreads, loads, tax, and turnover reduce what the investor keeps, and their effect compounds over long holding periods.
Read full lessonFrequent switching can turn normal underperformance into repeated costs and poor timing. A fund should be replaced for a documented process or portfolio reason.
Read full lessonWithout goals, there is no objective way to choose risk, horizon, allocation, contribution, or when the investment has succeeded.
Read full lessonAnalyze historical 20-year SIP trajectories, 2008 & 2020 market crash recoveries, real ELSS tax journeys, and portfolio reviews.
This case follows contributions, difficult markets, compounding, inflation, and investor behaviour across a full 20-year SIP journey.
Read full lessonThis case examines drawdown, recovery time, allocation, rebalancing, and the consequences of staying invested versus panic selling during major crashes.
Read full lessonThis case connects ELSS contributions, lock-in, market risk, tax eligibility, redemption choices, and long-term goal suitability.
Read full lessonThis case builds a retirement plan from expenses and inflation through corpus, allocation, withdrawal, tax, and annual review.
Read full lessonThese examples compare how savings rate, time, asset mix, cost, tax, and behaviour influence long-term wealth outcomes.
Read full lessonThese examples show how to diagnose drift, overlap, unsuitable funds, goal gaps, and risk before deciding whether any change is necessary.
Read full lessonTax, regulatory, and scheme rules can change. Verify the latest official documents and obtain qualified advice when a decision depends on your personal facts.